Help to offset the financial challenges of the future with an ISA that teaches young people the importance of saving and provides a tax-efficient and flexible way to help their future prospects.
What is a Junior ISA?
The Junior ISA replaced the Child Trust Fund (CTF) in 2011. Any child born between 2002 and 2011 will hold a CTF, which can now be transferred to the Junior ISA.
Whether your children opt to use the proceeds to help provide for a good education, leaving university with less debt, investing in their own business or getting on the property ladder, the opportunity to help secure their future with a Junior ISA investment can give them that all-important head start.
Key investor information
It’s important that any investment decision you make is well informed. Please consult our key investor information documents before you make the decision to invest.
The value of a JISA with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
An investment in a Stocks and Shares Junior ISA will not provide the same security of capital associated with a Cash held Child Trust Fund.
The favorable tax treatment of ISAs may be subject to changes in legislation in the future.